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Conventional Loans have a fixed rate and monthly principal and interest payment for the entire life of the loan. It’s easy to budget for this type of loan because your principal and interest payment will always be the same. We offer 10, 15, 20 and 30 year options.
To find out approximately how much home is in your price range, use our convenient Mortgage Loan Calculator. With it you can estimate your monthly principal and interest payment. Other annual costs such as taxes, homeowner’s insurance and private mortgage insurance (PMI) are not included on the chart, and may need to be added to your monthly payments. Closing costs are normally paid at the time of settlement.
Is refinancing right for you? Generally, it’s a good idea for you to consider refinancing whenever the interest rates for mortgages are more than one half percentage point below your present interest rate, or if you are able to recoup the closing costs in a 12 month period.
Call for information about construction, lot and home equity lines of credit (HELOC).
For details, please call Patricia Buechler at 262-546-1103 (NMLS #928118).