President’s Message

I’m Paul Foy, President of Cornerstone Community Bank. Everything we do here at Cornerstone is built around you. Based in Grafton, Cornerstone was founded in 1990 as a locally-owned, family-operated business.

Understanding the needs of small business is nothing new to us because we are a small business. Our experienced team of professionals provide small businesses fast, personal service. We offer in-house lending options for real estate loans, non-profit organizations, and commercial operating entities.  Additionally, Cornerstone is a SBA Preferred Lender giving you quick turnaround.

Cornerstone originates and services fixed rate residential loans, second mortgages and home equity lines of credit.  Servicing these loans “in-house” gives our customers the comfort of knowing that they will be dealing with a banker face to face should an issue arise down the road.  We also offer adjustable rate mortgages and jumbo loans at competitive rates. 

Cornerstone Community Bank is a high-tech, high-touch bank – meaning we offer most everything the “big banks” do, but in a hometown “community bank” atmosphere. You can come in for a visit with our friendly staff; or if you prefer, use the latest technology to do your banking. Through our newly updated website, you can access our traditional online banking and bill pay system. When you’re on the go, download our app and bank on your mobile device. We launched a new bill pay system with added features and mobile access. We also rolled out Cornerstone branded apps for smartphones and tablets, and introduced mobile check capture where you can deposit checks directly to your bank account with one easy click using your smart phone. At Cornerstone, we are staying on the cutting edge of technology so you can bank without boundaries!

Cornerstone is proud to be independent, ensuring you have local decision makers who are able to respond promptly to your needs. We are a pillar of financial strength, having consistent profitability and a “Well-Capitalized” capital designation by the FDIC.

Your deposits with Cornerstone are invested in our community through loans to your neighbors, friends and local businesses, ensuring a vibrant local economy. In addition, Cornerstone and its staff are proud to be involved in numerous religious, service and charitable organizations throughout the community.

We are the area’s premier community bank, and we would like to be your bank “built around you.”

Best regards,

Paul A. Foy